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frank123
 Guest
0.10 Dollars($)
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Posted: Sat Feb 18, 2006 4:25 am Post subject: re |
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| want to remortgage the property in both mine and partners name and then sign the property over to partner |
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Jessica
 Community Mentor

Joined: 08 Jun 2004
Posts: 743 Location: OHIO
139.64 Dollars($)
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Posted: Sat Feb 18, 2006 4:44 am Post subject: RE: |
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Hi frank,
It seems that you want to take a loan in order to remortgage your property. But you haven't provided us with all the details regarding your loan request, your credit score, and the state where you reside.
Our Community comprises of a group of lenders offering remortgage loans for borrowers having various income and credit profiles. So if you can give us some more details, then I can send your query to our loan department. They shall consult the lenders and then contact you as soon as possible. So please sign up with us with the details, so that we can proceed further.
Regards,
Jessica. _________________ Home buying made simple with Community booklet |
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rk1961
 Guest
0.10 Dollars($)
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Posted: Thu May 08, 2008 1:54 pm Post subject: Mobile home purchase |
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| My wife and I want to purchase a Mobile Home in CA. We don't have the greatest credit (each of us is around 590) but we have a good combined income around $95,000 anually. Coudl we still qualify? |
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larry

Joined: 27 Jun 2007
Posts: 3328
473.51 Dollars($)
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Posted: Thu May 08, 2008 11:47 pm Post subject: |
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Hi Guest,
Welcome to the forum.
Your credit score is not too good but your combined annual income is very good. so I think you can go for FHA loans as these are not a score driven program.
Check out how to qualify and what the options are for mobile home loan at http://www.mortgagefit.com/mobile-homeloan.html
Feel free to ask if you have any further questions.
Best of luck,
Larry |
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lilcash
 Guest
0.10 Dollars($)
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Posted: Thu May 29, 2008 4:14 pm Post subject: mortgage |
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| Have a recent foreclosure and bankruptcy and wantto know how this affects the ability to purchase a home from the bank |
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larry

Joined: 27 Jun 2007
Posts: 3328
473.51 Dollars($)
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Posted: Fri May 30, 2008 12:25 am Post subject: |
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Hi lilcash,
Welcome to the forum.
How would you face the foreclosure and bankruptcy together? Can you please explain your situation a bit more?
BTW it will have a huge negative effect on your credit report. It will drop your credit score by 250 to 300 points and will remain on your credit report for 10 years. So you may not get approved for another mortgage in coming 3 or 4 years. From now on pay all the bills and payments on time and try to improve your credit score.
Feel free to ask if you have any further questions.
Best of luck,
Larry |
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charw812

Joined: 03 Aug 2008
Posts: 2
1.92 Dollars($)
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Posted: Sun Aug 03, 2008 12:05 pm Post subject: |
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| my husband and I both have bad credit, we are renting a home and have to purchase it by 2009, everything on our credit is collections and charge offs, what is the best way to achieve this. we have a combined income of 110,000. advise on how to settle and clear our credit and get our scores up |
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jameshogg

Joined: 20 Dec 2005
Posts: 1773 Location: nevada
261.37 Dollars($)
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bcwilley
 Guest
0.10 Dollars($)
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Posted: Sat Aug 09, 2008 10:26 pm Post subject: own land want to put home on land |
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| what kind of loan is the best if you have land but no down payment-land is estimated at $30,000 + want to put man. home at approx cost of $90,000. on land |
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smckaybiz
 Community Experts

Joined: 24 Apr 2008
Posts: 106 Location: PA
11.22 Dollars($)
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Posted: Sun Aug 10, 2008 5:16 am Post subject: |
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Good deal Jessica! It's in plain english and very informative. Thanks for investing some of your time to make things a little easier for the rest of us! _________________ Scott McKay
DiYCreditGuide.com |
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Jessica
 Community Mentor

Joined: 08 Jun 2004
Posts: 743 Location: OHIO
139.64 Dollars($)
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crt
 Guest
0.10 Dollars($)
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Posted: Mon Oct 20, 2008 6:49 am Post subject: closing date |
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| my husband has this guy that is refinancing on our home and we are getting some cash put in our pocket. We can't figure out what is taking so long, to find a processor and lender. We have been waiting since Sept. 2008. We had been told for 4 weeks now, that we will close next week (repeat). We are getting very frustrated. Any suggestions about this situation. |
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kpatrick

Joined: 29 Oct 2007
Posts: 155 Location: Atlanta, Georgia
40.45 Dollars($)
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Posted: Mon Oct 20, 2008 6:47 pm Post subject: |
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CRT,
One of two things is happening, either you have a mortgage person who doesn't know what they are doing, or your loan pkg is a challenging one.
If your scores are below 580, you have open collections, or recent judgments, have an unstable work history, or late pymts on credit over the past 2 years...then it is probably a credit issue. If this is not the case, then it is the mortgage person.
Kim _________________ For more information on credit repair, please visit my blog, http://creditrepair4u.wordpress.com , or my site, http://freecreditreportnow.org .
(770) 886-3140 |
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JHD
 Guest
0.10 Dollars($)
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Posted: Sun Nov 23, 2008 10:41 am Post subject: using bank account as collateral |
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Hello: Is it possible to use a bank account or bonds as collateral in a loan?
Could you send the reply to me email? "profjdyme@gmail.com"
Thank you,
Prof. J Dyme
[Link deactivated as per forum rules. Thanks] |
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