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frank123
 Guest
0.10 Dollars($)
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Post subject: re |
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| want to remortgage the property in both mine and partners name and then sign the property over to partner |
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Jessica
 Community Mentor

Joined: 08 Jun 2004
Posts: 813 Location: OHIO
194.39 Dollars($)
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Post subject: RE: |
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Hi frank,
It seems that you want to take a loan in order to remortgage your property. But you haven't provided us with all the details regarding your loan request, your credit score, and the state where you reside.
Our Community comprises of a group of lenders offering different types of mortgage loans for borrowers having various income and credit profiles. So if you can give us some more details, then I can send your query to our loan department. They shall consult the lenders and then contact you as soon as possible. So please sign up with us with the details, so that we can proceed further.
Regards,
Jessica. _________________ http://jessica.mortgagefit.com/ |
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rk1961
 Guest
0.10 Dollars($)
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Post subject: Mobile home purchase |
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| My wife and I want to purchase a Mobile Home in CA. We don't have the greatest credit (each of us is around 590) but we have a good combined income around $95,000 annually. Could we still qualify for any of the types of mortgage loans? |
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larry

Joined: 27 Jun 2007
Posts: 3328
474.44 Dollars($)
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Post subject: types of mortgage loans for mobile home |
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Hi Guest,
Welcome to the forum.
Your credit score is not too good but your combined annual income is very good. so I think you can go for FHA loans as these are not a score driven program.
Check out the article at http://www.mortgagefit.com/mobile-homeloan.html and get an idea about the various types of mortgage loans available for purchasing mobile home.
Feel free to ask if you have any further questions.
Best of luck,
Larry |
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lilcash
 Guest
0.10 Dollars($)
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Post subject: bk affects your chances to get any of the types of mortgages |
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| Have a recent foreclosure and bankruptcy and want to know how this affects the ability to purchase a home with the help of different types of mortgages. |
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larry

Joined: 27 Jun 2007
Posts: 3328
474.44 Dollars($)
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Post subject: foreclosure affects getting various types of mortgage loans |
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Hi lilcash,
Welcome to the forum.
How would you face the foreclosure and bankruptcy together? Can you please explain your situation a bit more?
BTW it will have a huge negative effect on your credit report. It will drop your credit score by 250 to 300 points and will remain on your credit report for 10 years. So you may not get approved for any program out of the different types of mortgages in coming 3 or 4 years. From now on pay all the bills and payments on time and try to improve your credit score.
Feel free to ask if you have any further questions.
Best of luck,
Larry |
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charw812

Joined: 03 Aug 2008
Posts: 2
1.94 Dollars($)
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Post subject: improve credit & qualify for any types of mortgages |
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| my husband and I both have bad credit, we are renting a home and have to purchase it by 2009, everything on our credit is collections and charge offs, what is the best way to achieve this. we have a combined income of 110,000. advise on how to settle and clear our credit and get our scores up so that we're able to choose the best out of the types of mortgage loans. |
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jameshogg

Joined: 20 Dec 2005
Posts: 4189 Location: nevada
492.91 Dollars($)
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bcwilley
 Guest
0.10 Dollars($)
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Post subject: no down payment - what types of mortgage loans are suitable? |
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| what types of mortgage loans are suitable if you have land but no down payment-land is estimated at $30,000 + want to put man. home at approx cost of $90,000. on land |
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smckaybiz
 Community Experts

Joined: 24 Apr 2008
Posts: 186 Location: PA
8.70 Dollars($)
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Post subject: good explanation mortgage types |
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Good deal Jessica! It's in plain english and very informative. Thanks for investing some of your time to make things a little easier for the rest of us! _________________ Scott McKay
FreeOnlineCreditGuide.com |
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Jessica
 Community Mentor

Joined: 08 Jun 2004
Posts: 813 Location: OHIO
194.39 Dollars($)
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crt
 Guest
0.10 Dollars($)
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Post subject: closing date |
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| my husband has this guy that is refinancing on our home and we are getting some cash put in our pocket. We can't figure out what is taking so long, to find a processor and lender. We have been waiting since Sept. 2008. We had been told for 4 weeks now, that we will close next week (repeat). We are getting very frustrated. Any suggestions about this situation. |
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kpatrick

Joined: 29 Oct 2007
Posts: 156 Location: Atlanta, Georgia
40.89 Dollars($)
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Post subject: |
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CRT,
One of two things is happening, either you have a mortgage person who doesn't know what they are doing, or your loan pkg is a challenging one.
If your scores are below 580, you have open collections, or recent judgments, have an unstable work history, or late pymts on credit over the past 2 years...then it is probably a credit issue. If this is not the case, then it is the mortgage person.
Kim _________________ For more information on credit repair, please visit my blog, http://creditrepair4u.wordpress.com , or my site, http://freecreditreportnow.org .
(770) 886-3140 |
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JHD
 Guest
0.10 Dollars($)
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Post subject: using bank account as collateral |
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Hello: Is it possible to use a bank account or bonds as collateral in a loan?
Could you send the reply to me email? "profjdyme@gmail.com"
Thank you,
Prof. J Dyme
[Link deactivated as per forum rules. Thanks] |
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