Loans By Pauline

Whether you're buying a house, refinancing or consolidating your debt, Mortgage Tree Capital helps you use your home as a powerful financial tool regardless of past credit.


We simplify the process with step-by-step support.


What's more, we make it possible for you to turn your dreams into a reality.


We offer the following services in 44 States Including Canada:


* Loans For Your Purchase
* Refinances
* Cash Out Refinances
* Reverse Mortgages
* Low To No Down Payment
* Home Equity Line of Credit
* Second Mortgages
* First Time Buyer Programs
* Special Teacher Financing, Military, VA, FHA, Government Worker Programs; Including Police, and Firefighters
* Low Income Programs
* Hard Money Loans
* Construction Loans
* 500-600 Credit Score Specialist


We have hundreds of loan programs including the perfect one for you!


M-SERIES PROGRAMS
Simplified sub-prime program guidelines which allow unlimited 30, 60 and 90-day mortgage lates and ignore consumer credit history.


ALT-A PROGRAMS
Alt-A programs that accommodate alternative document levels (including no income verification), higher Loan To Values, and large loan sizes up to 1 million.


PAYMENT OPTION ARMS (pick your payment)
Flex the power of our Payment Option ARM with an introductory rate as low as 1.50%!


100% PROGRAMS
We offer 100% Loan To Values on all our programs!


PIGGYBACK or 2 Mortgages
One more way We help you qualify.


NO HOUSING HISTORY
Great options for borrowers with no housing history and scores as low as 580!


FOREIGN NATIONAL BORROWER
lends to non-resident aliens so we can say yes to more customers!


IMPACTED CREDIT
More options for borrowers with scores as low as 350!


REVERSE MORTGAGES
Great options for borrowers over 62 years of age.


WE HAVE A LOAN PRGRAM FOR YOU!
All Credit Types Welcome!


New>>>> BANKRUPTCIES


Gives credit challenged borrowers a fresh start at building equity.


Bankruptcy Highlights:


BK 7:
Discharged >24 months?
100% Loan To Value – (min. 580 FICO)
Discharged >12 months?
95% Loan To Value – (580 FICO)
85% Loan To Value – (540 FICO)
Recently discharged?
75% Loan To Value – (520 FICO)


BK 13:
Discharged >12 months?
Up to 100% Loan To Value – (min. 600 FICO)
Discharged at closing?
Up to 90% Loan To Value – (520 FICO)
Up to 85% Loan To Value – (540 FICO)
Up to 75% Loan To Value – (520 FICO)


Increase Your Credit Score In 72 Hours


We will raise Just About Any Credit Score By As Much As 100 Points In Less Than 72 Hours!


Credit Analyzer and Rapid Rescore are 2 supplements to our professional credit system services.


Lending In 44 States & Canada


Alabama, Alaska, Arizona Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, North Carolina, South Carolina, South Dakota, Tennessee, Oklahoma, Oregon, Utah, Vermont, Virginia, Washington, West Virginia Wisconsin, Wyoming
Phone # 707-398-3477 ext. 716
Help Desk # 877-270-0352 ext. 716
Fax # 707-398-3477

Company's fees
Total estimated fees = N.A

Company's Packages
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Company Contacts
Pauline I. Mitchell Tree
pauline@imortgagetree.com
1652 West Texas Street Suite 248 ,
Fairfield - 94533,
California,
United States

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