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lameldahl
Joined: 08 Apr 2009
Posts: 1
1.29 Dollars($)
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Post subject: refinancing for disabled |
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help!!!!!!!
my husband and i are currently ttd. and need to refinance but no one wishes to help us due to to the fact we are both on ttd(temporary total disability. Need to find someone anyone that will help! someone, anyone!!! |
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adonis
Joined: 22 Oct 2005
Posts: 3777
Location: ALASKA
109.26 Dollars($)
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Post subject: |
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Hi lameldahl,
It would be difficult for you to get a refinance as both of you are on temporary total disability. Once you start working full time, you can easily get a refinance.
_________________
Procrastination is the enemy of your financial sucess |
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ralapa
Guest
0.10 Dollars($)
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Post subject: cash out refinance |
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| I was told I could only get a cash out refinance loan once on my property. Is this true? |
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smithsussane
Joined: 18 Sep 2008
Posts: 3627
Location: Alaska
541.91 Dollars($)
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Post subject: |
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Hi ralapa!
Welcome to forums!
As per my knowledge, you can take a cash out refinance more than once. But you should remember that "once a cash out, always a cash out".
Sussane |
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anonymous01
Guest
0.10 Dollars($)
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Post subject: |
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| Refinancing is a really good idea. Many people are seeking to refinance nowadays. One great site that helped me out was cleanoutbadrates.com. They give you up to 4 qualified loan offers. There is also a mortgage calculator to figure out your finances. It is pretty nice. |
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johnchase4
Joined: 15 Apr 2009
Posts: 1
1.25 Dollars($)
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Post subject: interest rate |
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| I am now paying 6.75%on my loan.Balance of approx.94K.Home is worth about 225,000.I would like to lower my monthly payment. |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7129
Location: bloomfield, ct
18.93 Dollars($)
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Post subject: |
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john, check around and you'll find that rates are quite favorable to allow you to refinance.
anonymous, i hope you didn't pay for the privilege of getting four quotes. please keep in mind that the quotes are good for about as long as it took you to receive them. rates change constantly, and unless you are "in process," you're chasing the wind.
_________________
George M. Akerley
Loan Consultant
860-221-5044 |
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DMT
Guest
0.10 Dollars($)
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Post subject: Refinance |
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| I have a 30 years mortgage, pay around 1,300 mountly. The total mortgage is 165,000 now (original was 170,000) after paying it for 2 years. The rate is 5.875%. The property value went down, when I bought the home the value was 215,0000 and not it went down to 150,000. I see today mortgage rates around 4, 4,5%, should I refinance ? |
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smithsussane
Joined: 18 Sep 2008
Posts: 3627
Location: Alaska
541.91 Dollars($)
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Post subject: |
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Hi DMT!
Welcome to forums!
In my opinion, it would be difficult for you to refinance the property because you do not have equity in the property. You can speak to your lender and check out if he can offer you any other option. If you are facing hardship in paying the loan, you can apply for a loan modification.
Feel free to ask if you have further queries.
Sussane |
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Which way
Guest
0.10 Dollars($)
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Post subject: Refi |
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| My first mortgage is a FHA Conv. Loan and also have a second mortgage i was told by citimortgage that i could not do a streamline. i was going to put the first and second in to one mortgage.What would be the best way for me to go? |
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Niicss
Joined: 03 Oct 2005
Posts: 2579
Location: New Jersey
402.93 Dollars($)
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Post subject: |
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Hi Guest
You can refinance both the mortgages into one by taking a FHA refinance loan. This will also help you in lowering your mortgage payments as the rates are quite low these days.
Thanks.
_________________
Good is the Enemy of Great. |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7129
Location: bloomfield, ct
18.93 Dollars($)
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Post subject: |
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it is true that you wouldn't qualify for a streamline refinance, as the second mortgage is considered to be cash out.
_________________
George M. Akerley
Loan Consultant
860-221-5044 |
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admin3
Joined: 26 Jan 2009
Posts: 19
Location: USA
10.10 Dollars($)
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Post subject: Foreclosure (Loan Modification |
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Hi,
Do developers have started converting their condos to apartments in hopes that foreclosures will create a new rental market. Others simply slashed their prices, causing older sellers to cut down.
_________________
Mortgage Loan Modification
CDLoanmod.com
800 738 1170 |
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gmakerley
Community Mentor
Joined: 09 Nov 2007
Posts: 7129
Location: bloomfield, ct
18.93 Dollars($)
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Post subject: |
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other than advertising your business, admin3, what was the purpose of that post?
_________________
George M. Akerley
Loan Consultant
860-221-5044 |
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Muzicvirus
Guest
0.10 Dollars($)
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Post subject: Who Knows of the Lowest Refinance Rate right now 4/28/09 |
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Has anybody Refinanced following Obama Help Guidlines?
If so, then what is the lowest rate anybody has got and at what bank? |
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